Easy Checking – A basic checking account with a low minimum balance. 

• Unlimited check writing 

• Check safekeeping required 

• $25 minimum deposit to open account 

• $3 monthly fee if your balance falls below the minimum of $25 

• $2 charge for copy of a check 

• Monthly account transcript 

 

Regular Checking – A full service checking account 

• Non-interest bearing 

• Monthly imaged statements 

• No service charge is the account balance is a minimum of $400 or an average daily balance of $1,000 

• If a service charge is assessed, it will be $4 plus tax per month with the first 20 checks free and $.10 for each additional  

      check. 

• No service charge fee assessed to students, individuals on social security or any non-profit organization. 

 

NOW Checking– An interest bearing checking account. 

• Minimum deposit of $800 to open 

• Monthly imaged statements 

• No service charge is the account balance is a minimum of $800 or an average daily balance of $1,600. 

• If a service charge is assessed, it will be $5 plus tax per month with the first 30 checks free and $.10 for each additional check. 

• Interest rate varies according to the account balance.  The interest rate and the annual percentage yield may change. 

 

Booster Club Checking – A checking account that helps you support your local schools. 

• Minimum deposit of $100 to open. 

• Monthly imaged statements 

• Discounted club checks & leather checkbook cover with the school logo available 

• Accidental death & dismemberment insurance is available for an additional charge. 

• A $5 plus tax service charge will be assessed each month.  A percentage of this fee will be donated to the school of your choice. 

• Participating schools:  Battle Creek-Ida Grove, Maple Valley-Anthon Oto, Odebolt-Arthur, Galva-Holstein and Danbury Catholic. 

 

Eagles Club Checking – A custom checking account designed for those who are 50 and older. 

• Interest bearing account 

• No minimum balance and unlimited check writing 

• Free personalized club-style checks or a $5 discount on other check styles 

• Free money orders and travelers checks 

• Free notary service and photocopies 

• Monthly imaged statements 

• A $3 plus tax monthly service charge 

• Accidental death & dismemberment insurance 

 

FSB Advantage Checking – A custom checking account designed for those who are 65 and older. 

• No minimum balance 

• Unlimited check writing 

• Free personalized wallet safety paper checks or $5 discount on other check styles 

• Monthly imaged statements 

• Non-interest bearing account 

 

HiFi Checking – An interest bearing account with transaction limitations. 

• Monthly imaged statements 

• Account allows 3 checks, drafts, debit card or transactions to third parties & 3 pre-authorized automatic or telephone transfers per statement cycle. 

• Interest will be compounded every month and credited to the account every month. 

• If there are more than 6 transactions made in one statement cycle, there will be a fee of $2 assessed for each additional transaction. 

 

Passbook Savings – An interest bearing account. 

• $20 minimum deposit to open account. 

• Interest will compounded every quarter and credited to your account every quarter. 

• Quarterly statements 

• Transfers from a passbook savings account to third parties by pre-authorized, automatic, telephone, or computer transfers are limited to 6 per month with no more than three by check, draft, debit card, or similar order to third parties.