Account Types

Easy Checking - A basic checking account with a low minimum balance.

  • Unlimited check writing
  • Check safekeeping required
  • $25 minimum deposit to open account
  • $3 monthly fee if your balance falls below the minimum of $25
  • $2 charge for copy of a check
  • Monthly account transcript

Regular Checking  - A full service checking account.

  • Non-interest bearing
  • Monthly statements with check images
  • No service charge if the account balance is a minimum of $400 or an average daily balance of $1,000
  • If a service charge is assessed, it will be $4 plus tax per month with the first 20 checks free and $.10 for each debit transaction.
  • No service charge fee assessed to students, individuals on social security or any non-profit organization.

NOW Checking- An interest bearing checking account.

  • Minimum deposit of $800 to open
  • Monthly statements with check images
  • No service charge if the account balance is a minimum of $800 or an average daily balance of $1,600.
  • If a service charge is assessed, it will be $5 plus tax per month with the first 30 checks free and $.10 for each debit transaction.
  • Interest rate varies according to the account balance.  The interest rate and the annual percentage yield may change.

Eagles Club Checking - A custom checking account designed for those who are 50 and older.

  • Interest bearing account
  • No minimum balance and unlimited check writing
  • Free personalized club-style checks or a $5 discount on other check styles
  • Free money orders
  • Free notary service and photocopies
  • Monthly statements with check images
  • A $3 plus tax monthly service charge
  • Accidental Death and Dismemberment Insurance

FSB Advantage Checking - A custom checking account designed for those who are 65 and older.

  • No minimum balance
  • Unlimited check writing
  • Free personalized wallet safety paper checks or $5 discount on other check styles
  • Monthly statements with check images
  • Non-interest bearing account

HiFi Checking - An interest bearing account with transaction limitations.

  • Monthly statements with check images
  • Account allows 3 checks, drafts, debit card or transactions to third parties & 3 pre-authorized automatic or telephone     transfers per statement cycle.
  • Interest will be compounded every month and credited to the account every month.
  • If there are more than 6 transactions made in one statement cycle, there will be a fee of $2 assessed for each additional transaction.

Passbook Savings - An interest bearing account.

  • $20 minimum deposit to open account.
  • Interest will compounded every quarter and credited to your account every quarter.
  • Quarterly statements
  • Transfers from a passbook savings account to third parties by pre-authorized, automatic, telephone, or computer transfers are limited to 6 per month with no more than three by check, draft, debit card, or similar order to third parties.

Certificates of Deposit - An interest bearing account.

  • Minimum opening balance of $500
  • Competitive interest rates
  • Flexible terms available from 91 days to 36 months
  • Interest paid can be compounded or deposited directly to checking or savings account
  • Most are auto-renewable at current posted interest rate
  • Penalty for early withdrawal

Contact us with any questions.