Lending Products

Consumer Loans

First State Bank offers a variety of consumer loan options at competitive rates with varying terms to fit your credit needs. Consumer loans extend credit to customers for such reasons as:

  • Auto loans
  • Home improvement
  • Education loans
  • Recreational vehicles & boats
  • Vacations
  • Home furnishings
  • Special purchase

For additional information about our consumer loans, please contact us or visit with a loan officer at your local branch.


Residential Real Estate Loans

First State Bank (NMLS#474521) offers a variety of home financing products and will assist in selecting the mortgage loan plan that best fits your financial goals. Financing options available:

  • First-time homebuyer programs
  • Secondary market financing
  • Long-term fixed rate loans
  • Construction loan / home improvement

First State Bank is an Equal Housing Lender.

For additional information and current interest rates, please contact Shelly Boyle (NMLS#488559) or Lydia Peterson (NMLS#477181)