Easy Checking – A basic checking account with a low minimum balance. 
  • Unlimited check writing
  • Check safekeeping required
  • $25 minimum deposit to open account
  • $3 monthly fee if your balance falls below the minimum of $25
  • $2 charge for copy of a check
  • Monthly account transcript
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    Regular Checking  – A full service checking account. 
  • Non-interest bearing
  • Monthly statements with check images
  • No service charge if the account balance is a minimum of $400 or an average daily balance of $1,000
  • If a service charge is assessed, it will be $4 plus tax per month with the first 20 checks free and $.10 for each debit transaction.
  • No service charge fee assessed to students, individuals on social security or any non-profit organization.

  • NOW Checking– An interest bearing checking account. 
  • Minimum deposit of $800 to open
  • Monthly statements with check images
  • No service charge if the account balance is a minimum of $800 or an average daily balance of $1,600.
  • If a service charge is assessed, it will be $5 plus tax per month with the first 30 checks free and $.10 for each debit transaction.
  • Interest rate varies according to the account balance.  The interest rate and the annual percentage yield may change.
  •  
    Booster Club Checking – A checking account that helps you support your local schools. 
  • Minimum deposit of $100 to open.
  • Monthly statements with check images
  • Discounted club checks & leather checkbook cover with the school logo available
  • Accidental death & dismemberment insurance is available for an additional charge.
  • A $5 plus tax service charge will be assessed each month.  A percentage of this fee will be donated to the school of your choice.
  • Participating schools:  Odebolt-Arthur-Battle Creek-Ida Grove, Maple Valley-Anthon-Oto, Galva-Holstein and Danbury Catholic.
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    Eagles Club Checking – A custom checking account designed for those who are 50 and older. 
  • Interest bearing account
  • No minimum balance and unlimited check writing
  • Free personalized club-style checks or a $5 discount on other check styles
  • Free money orders
  • Free notary service and photocopies
  • Monthly statements with check images
  • A $3 plus tax monthly service charge
  • Accidental death & dismemberment insurance
  • Discount tickets to area attractions
  •  
    FSB Advantage Checking – A custom checking account designed for those who are 65 and older. 
  • No minimum balance
  • Unlimited check writing
  • Free personalized wallet safety paper checks or $5 discount on other check styles
  • Monthly statements with check images
  • Non-interest bearing account
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    HiFi Checking – An interest bearing account with transaction limitations. 
  • Monthly statements with check images
  • Account allows 3 checks, drafts, debit card or transactions to third parties & 3 pre-authorized automatic or telephone     transfers per statement cycle.
  • Interest will be compounded every month and credited to the account every month.
  • If there are more than 6 transactions made in one statement cycle, there will be a fee of $2 assessed for each additional transaction.
  •  
    Passbook Savings – An interest bearing account. 
  • $20 minimum deposit to open account.
  • Interest will compounded every quarter and credited to your account every quarter.
  • Quarterly statements
  • Transfers from a passbook savings account to third parties by pre-authorized, automatic, telephone, or computer transfers are limited to 6 per month with no more than three by check, draft, debit card, or similar order to third parties.
  •  
    Certificates of Deposit - An interest bearing account. 
  • Minimum opening balance of $500
  • Competitive interest rates
  • Flexible terms available from 91 days to 36 months
  • Interest paid can be compounded or deposited directly to checking or savings account
  • Most are auto-renewable at current posted interest rate
  • Penalty for early withdrawal
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    Contact us with any questions. 


    FDIC
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