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Lending

Personal Loans for Life’s Biggest Purchases

First State Bank offers a variety of personal loans to help you afford the future you want. From traditional auto and home loans to real estate loans, we have the lending solution that works best for your family.

Consumer Loans

First State Bank offers a variety of consumer loan options at competitive rates with varying terms to fit your credit needs. Consumer loans extend credit to customers for such reasons as:

  • Auto purchases
  • Home improvement
  • Recreational vehicles & boats
  • Vacations
  • Home furnishings
  • Special purchases

For additional information about our consumer loans, please contact us or visit with a loan officer at your local branch.

Residential Real Estate Loans

First State Bank offers a variety of home financing products and will assist in selecting the mortgage loan plan that best fits your financial goals. Financing options available:

  • First-time homebuyer programs
  • Secondary market financing
  • Long-term fixed-rate loans
  • Construction loan / home improvement

First State Bank is an Equal Housing Lender. For additional information and current interest rates, please contact one of our personal loan specialists today.

Your Lending Experts

Talk to one of our team members who specialize in consumer and residential real estate loans. Our friendly experts will walk you through the process from application to approval and ensure that you get the loan you need to accomplish your personal goals.

  • Battle Creek

  • Allen Fitch

    Vice President & Battle Creek Branch Manager

    Divisions: Ag & Commercial Lending, Consumer Lending

    Phone: (712) 365-4341

  • Marshall Lundt

    Vice President

    NMLS: 488561

    Divisions: Ag & Commercial Lending, Consumer Lending, Real Estate Lending

    Phone: (712) 365-4341

  • Danbury

  • Kristine Skow

    Vice President & Danbury Branch Manager

    NMLS: 488557

    Divisions: Ag & Commercial Lending, Consumer Lending, Real Estate Lending

    Phone: (712) 883-2161

  • Mark McConnell

    Vice President

    Divisions: Ag & Commercial Lending, Consumer Lending

    Phone: (712) 883-2161

  • Ida Grove

  • Jeffrey Kelley

    President & Trust Officer

    NMLS: 488560

    Divisions: Ag & Commercial Lending, Consumer Lending, Real Estate Lending, Trust Services

    Phone: (712) 364-3181

  • Rita Frahm

    Vice President

    Divisions: Ag & Commercial Lending, Ag & Commercial Real Estate Lending, Consumer Lending

    Phone: (712) 364-3181

  • Lydia Peterson

    Vice President

    NMLS: 477181

    Divisions: Consumer Lending, Real Estate Lending

    Phone: (712) 364-3181

  • Mapleton

  • Shelly Boyle

    Vice President & Mapleton Branch Manager

    NMLS: 488559

    Divisions: Ag & Commercial Lending, Consumer Lending, Real Estate Lending

    Phone: (712) 881-2161

  • Odebolt

  • Mark McConnell

    Vice President

    Divisions: Ag & Commercial Lending, Consumer Lending

    Phone: (712) 883-2161

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